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Your EMI Is Fixed. Your Home Loan Isn’t. There’s a clause in almost every home loan agreement that can ask you for more money even when you’ve never missed an EMI. Here’s how it works, and how to make sure it never catches you. The Bottom Line: Right Upfront Your EMI is the part of…

My team and I spend an unreasonable amount of time building financial plans. Spreadsheets, Monte Carlo simulations, tax optimization strategies: the works. We crunch the numbers, build a beautifully optimized roadmap, and yet, sometimes the needle barely moves. For years, we wondered if we needed to tweak the asset allocation or find better funds. But…

Just how much does your family actually know about you and your finances? In the case of an emergency, do they know where your will is located? Or your insurance policies? Or what assets are in whose name?

The article emphasizes the importance of distinguishing between genuine financial advisors (dietitians) and those primarily focused on selling products (halwais). It warns against seeking financial advice from individuals whose primary aim is to promote financial products, highlighting the risks of misjudgment in financial planning. Always ensure advisors prioritize your financial well-being.

“The only thing that is worse than being blind is having sight but no vision.” Helen Keller  Some time ago, a buddy of mine sent me this video. It’s a scene from this not-so-famous sports flick called “Facing the Giant”. Here it goes: As a finance guy there is a very important lesson in this…

Reproduced as posted on my Twitter ID: A few months back, an interesting news played out in the Indian #mutualfund industry. One of the oldest funds @NipponIndiaMF, went around town claiming (rightly so) how their flagship fund Nippon Growth Fund (erstwhile Reliance Growth Fund) had delivered stellar returns: Launched in Oct 95, the fund crossed…